The Finance Source services offered to you, the "User," conditioned on your acceptance without modification, of the terms, conditions, and notices contained in this agreement. Your use of The Finance Source services constitutes your agreement to all such terms, conditions, and notices.
SECURITY POLICY
The Finance Source uses extensive and sophisticated secure technology to protect your data and transmissions between you, The Finance Source, banks, lenders and loan brokers (we refer to all of these as "Lenders"), and real estate professionals (the "real estate professionals"). Here are the highlights:
- Transmission between browsers and our web server is implemented using Secure Sockets Layer (SSL) technology. This technology requires an SSL-capable browser such as MS Internet Explorer 3.0 (or later) or Netscape Navigator 2.0 (or later).
- Transmissions between The Finance Source and participating Lenders or The Finance Source and real estate professionals are encrypted using public key cryptography algorithms with a minimum key size of 128 bits.
- Our database is physically separated from our web server and is protected by a physical firewall.
Although The Finance Source has taken these reasonable and appropriate measures to ensure that your personal information is delivered and disclosed only in accordance with your instructions, The Finance Source cannot and does not guarantee that the personal information you provide will not be intercepted by others and decrypted.
LOAN ORIGINATION SERVICES
All of the information you have provided in this loan request is true and complete. You authorize The Finance Source to check your credit history, and to provide your information, including your credit history. You further authorize the Lenders, along with any additional Lenders or investors necessary to complete your loan transaction, to check your credit history and to return their decision to you via The Finance Source . You understand that Lenders may keep this form, whether or not you are qualified for a loan with them. The Finance Source is not a lender and does not make loans or credit decisions in connection with loans. The Finance Source does not endorse or recommend the products of any particular Lender on TheFinanceSource.com. The Finance Source is not an agent of either you, the User, or any participating Lender. The Finance Source's services are administrative and consultative only. You should rely on your own judgment in deciding which available loan product best suits your needs and financial means. The Lender is solely responsible for its services to you, and you agree that The Finance Source shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of such services. The services provided by The Finance Source are available in countries and states where participating Lenders are licensed or authorized to make such loans, as indicated herein under the section titled "Lenders." Lenders are not attempting to make loans outside of their authorized states or country by participating in and offering their products on this web site. The Finance Source and/or participating Lenders expressly reserve the right to discontinue, suspend or terminate the offering of any loan product in any specific City or country. The Finance Source does not guarantee acceptance into any particular loan program or specific loan terms or conditions with any participating Lender; loan approval standards are established and maintained solely by individual Lenders. Likewise, The Finance Source does not guarantee that the loan terms or rates offered and made available by participating Lenders through this web site are the best terms or lowest rates available in the market. Unless expressly stated in writing, nothing contained herein shall constitute an offer or promise for a loan commitment or interest rate lock-in agreement. The Finance Source does not charge you, the User, a fee to apply to use our services. The Finance Source does charge you, the User, a Facilitation Fee once a suitable Lender has approved an application and is ready to provide formal written Terms to the User. The Finance Source is paid a Closing Fee by participating Lenders for the goods, facilities and services provided. Your use of The Finance Source's services constitutes your agreement with this compensation arrangement.
SERVICES
All of the information you have provided The Finance Source is true and complete. You authorize The Finance Source to forward your information to its network of Lenders and professionals. You understand that these Lenders and professionals may keep this form, whether or not you complete a transaction with them. Loan programs are administered by The Finance Source. The Finance Source does not sell homes. Real estate brokerage activities are performed by local licensed real estate brokers. The Finance Source acts as a referring broker by referring you to a Lender. For its services, The Finance Source receives a brokerage referral fee. Your use of The Finance Source's services constitutes your agreement with this compensation arrangement.
COPYRIGHT AND TRADEMARK NOTICES
All contents of this web site are: Copyright © 2006-2008 The Finance Source Ltd, and/or its suppliers, participating Lenders, or real estate professionals, service mark of The Finance Source Ltd. Other product and company names mentioned herein, including the names of participating Lenders, may be the trademarks of their respective owners.
DISCLAIMERS AND LIMITATIONS
The Finance Source intends that the information contained in it's web site be accurate and reliable; however, errors sometimes occurs. In addition, changes and improvements to the information provided herein may be made by The Finance Source at any time. THE WEB SITE AND THE INFORMATION, SOFTWARE, PRODUCTS AND SERVICES ASSOCIATED WITH IT ARE PROVIDED "AS IS." The Finance Source LTD. AND/OR ITS SUPPLIERS, PARTICIPATING LENDERS, OR REAL ESTATE PROFESSIONALS DISCLAIM ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO THE WEB SITE AND ANY INFORMATION, SOFTWARE, PRODUCTS AND SERVICES PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT. USE OF The Finance Source LTD'S SERVICES IS AT YOUR OWN RISK. The Finance Source LTD. AND/OR ITS SUPPLIERS, PARTICIPATING LENDERS, OR REAL ESTATE PROFESSIONALS ARE NOT LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OR OTHER INJURY ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF The Finance Source LTD.'S SERVICES OR WITH THE DELAY OR INABILITY TO USE THE WEB SITE, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS AND SERVICES OBTAINED THROUGH THE WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE WEB SITE, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF The Finance Source LTD. AND/OR ITS SUPPLIERS HAD BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.
INDEMNITY
As a condition of use of this web site, you agree to indemnify The Finance Source and its suppliers, participating Lenders, or real estate professionals from and against any and all liabilities, expenses (including attorneys' fees) and damages arising out of claims resulting from your use of The Finance Source's services, including without limitation any claims alleging facts that if true would constitute a breach by you of this agreement.
LINKS TO THIRD PARTIES
The Finance Source's web site may contain links to web sites maintained by third parties. Such links are provided for your convenience and reference only. The Finance Source does not operate or control in any respect any information, software, products or services available on such web sites. The Finance Source's inclusion of a link to a web site does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.
ERRORS AND DELAYS
The Finance Source is not responsible for any errors or delays in responding to a qualification form or referral form caused by an incorrect e-mail address provided by you or other technical problems beyond our reasonable control.
OTHER TERMS
This Agreement constitutes the entire agreement between you and The Finance Source and it supersedes all prior or contemporaneous communications, promises and proposals, whether oral, written or electronic, between you and The Finance Source with respect to the web site and information, software, products and services associated with it. This Agreement shall be subject to and construed in accordance with the laws of England, excluding its conflict of laws principles. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid enforceable provision that most closely matches the intent of the original provision, and the remainder of the agreement shall continue in effect. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. All rights not expressly granted herein are reserved.
UK Residents
If the action indicated in this notice was based, in whole or in part, on any information contained in a consumer credit report, you have the right to obtain, within 60 days, a free copy of your consumer credit report from the credit reporting agency which compiles and maintains files on consumers on a nationwide basis. You also have the right to dispute the accuracy or completeness of any information in a consumer credit report furnished by the consumer credit reporting agency by contacting that agency directly using the contact information supplied in the enclosed letter. |
